A HOLISTIC APPROACH

I am an independent financial advisor, dedicated to providing comprehensive guidance to help individuals, families, and small businesses make informed decisions. The process I use requires time and partnership. My goal is to gather information about you, your background, & your objectives. After I have a clear understanding of who you are and what you are expecting, I can then prepare potential solutions to discuss. It is pertinent that clients have confidence & ownership in the financial plan.

 

Who you hire, is who you get: I will be the one who answers the phone or responds to your email. I prepare throroughly for annual review meetings and take detailed notes.

 

THE VALUE OF ADVICE:

Priority #1 is always to maximize the portfolio returns based on client stated risks & objectives. However, beyond rates of return are many other important factors & decisions which can improve a client's odds of growing and maintaining wealth over time. My responsibility is to clearly understand each investor's detailed goals so that I can provide ongoing education and advice about opportunities available to achieve those goals. Tax laws and IRS guidelines continue to evolve over time; these types of changes can impact beneficiary designations, portfolio holdings, charitable giving strategies, RMDs, Roth conversions, and more.

 

My goal: to provide client's with accurate & comprehensive financial strategies which improve the percentages of meeting the expected results.

 

BACKGROUND

Born and raised in West Michigan, I am a graduate of the Valparaiso University College of Business. I am securities licensed through the FINRA administered Series 7 and Series 66 exams; in addition, I am also a licensed Life Insurance Agent. My experience in the financial services industry began with the opportunity to represent a large insurance company. After that, it was clear that I was best suited for the independent financial services structure, where I could take a holistic approach to working with my clients.

 

 

INTERESTS

In my free time I try to get outside as much as I can. My wife and I are blessed with three children. We enjoy making memories together and spending time with our families.

 

 



 

 

SERVICES & SOLUTIONS

  • Retirement income planning strategies & analysis

  • Social Security benefit planning

  • Proposals to maximize tax-efficiency during a lifetime & beyond

  • Small business retirement plans

  • Estate and multigenerational planning strategies

  • Proactive asset management

  • Investments for education saving

 

PROCESS & PHILOSOPHY

 

EFFECTIVE: DESIGN A PLAN THAT WILL HELP MEET YOUR GOALS AND REVIEW OUR PROGRESS ALONG THE WAY. 

GENUINE: I WON'T JUST  “SELL” YOU ANYTHING; I WORK WITH YOU IN A WAY WHERE BOTH OF OUR INTERESTS ARE ALIGNED. 

PROFESSIONAL: I PUT THOUGHT INTO PREPARING AN AGENDA FOR EACH MEETING BECAUSE I UNDERSTAND THAT YOUR TIME IS VALUABLE TOO.

PROACTIVE: ANALYZE THE MOST TAX-EFFICIENT WEALTH DISTRIBUTION OPTIONS AND CONSIDER YOUR BENEFICIARIES AND YOUR LEGACY GOALS.

THOUGHTFUL: TAKE A HOLISTIC APPROACH WHERE WE LOOK AT THE BIG PICTURE TO FIND OPPORTUNITIES.